Lombard Direct Unsecured Loans

Get a personal loan from Lombard Direct and you'll have a good chance of beating high street rates - with a typicall medium-sized loan available for a very decent 7.8% typical APR - which means affordable monthly repayments at an often lower level than a traditional loan from your bank. Small loans or ones approching the upper limit of £25,000 will attract different rates which Lombard will confirm on request.

Repayments are fixed for the length of the loan, no matter what happens too interest rates, and this will help you plan for your future more easily even in these times of economic uncertainty.

The application process is simple with you only needing to supply your contact information, employment and bank details, plus income and outgoings, and they'll aim to make a decision within 10 working hours, contacting you as soon as the decision has been made.

Once your loan is approved you'll receive the money direct into your current account, and even at this stage there's no obligation t continue - you can cancel the agreement and return the money without penalty within 14 days of the loan paying out. You can also repay the loan in full before the due date, albeit at the small cost of a single month's interest charges to cover the cancellation admin fees.

In summary, although Lombard Direct don't offer the absolute cutting edge in terms of the lowest rate around, this is a decent solid loan package at an affordable price, with some nice flexibility built in.

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Lombard Personal Loans Summary:

Product / Lender:	Lombard Direct
Typical APR:	7.8%
Minimum Loan Size:	£2,000
Maximum Loan Amount:	£25,000
Minimum Term:	2 years
Maximum Term:	7 years
Comments:	Loans at rates that beat the high street

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