Loan Articles and Info

What Makes A Good Personal Loan? - A look at what features you should be paying attention to when comparing loan deals.

Choosing Fixed or Flexible Loans - Whether you choose a fixed or flexible loan is one of the major decisions to take when comparing loans.

Loan Basics : Debt Consolidation - Debt consolidation is a common reason for taking out a loan - but what is it, and how do you do it properly?

Loan Basics : About Your Credit File - Your credit file has a vital role in the loan approval process, but what exactly is it?

Paying Off Credit Cards With A Loan - The public as a whole has a colossal credit card debt. Should you consider paying yours off with a loan?

Loan Basics : Secured Loans - Secured loans allow you to borrow against the value of your home.

How Will Falls In Property Prices Affect Loans? - It's now clear that the housing market is at the start of a decline. How will your chances of getting a loan be affected by this?

Alternatives To Payday Loans - Payday loans are useful but extremely expensive. What alternatives are there?

What Are Self Cert Loans? - If you have no proof of income, you might think it difficult to get any kind of finance at all. Self cert loans are designed for exactly this situation.

Beware The Payday Loan Trap - Payday loans can be a lifesaver in a financial emergency, but you need to avoid becoming reliant on them if they're to be of any benefit.

Secured Loans : Approach With Caution - Secured loans are a serious financial commitment that needs to be approached with caution. What should you be considering before deciding to apply?

Personal Loans, the Credit Crunch, and You - The so-called 'Credit Crunch' isn't just an issue for those involved in the world of high finance. Find out what it means to ordinary people wanting to take out a personal loan.

What Loan APR Can I Get? - Not all successful applicants for a loan offer will necessarily get the rate shown in adverts and comparison tables. Find out the factors that determine the rate you could be offered.

Assessing The Cost Of A Personal Loan - When you're looking for a loan, it stands to reason that we want the best value we can get. How can we measure the cost of a loan?

Personal Loans Jargon Explained - The financial services industry is awash with specialised jargon which can be mystifying to people who just want to take out a loan. Find out what some of the most commonly used terms actually mean

Common Reasons For Taking Out Loans - There are all sorts of reasons why people decide to take out a loan, but some are more common than others.

Is Debt Consolidation Always A Good Idea? - Advertising tends to present debt consolidation loans as the answer to your financial problems, but the picture isn't as simple as that. Consolidation has drawbacks, too.

Early Repayment Of Personal Loans - While paying off debt is generally a good idea, early repayment of your personal loan isn't necessarily a good use for any extra cash you have.

Choosing a Secured or Unsecured Loan - Both secured and unsecured loans have their benefits and drawbacks, so what should you bear in mind when deciding which type to go for?